How an MSE director perceives his environment and how it affects the closure of his enterprise

Abstract

MSEs have limitations associated with financial resources, management and insufficient infrastructure to carry out their activities. To contrast the hypothesis, a regression model was proposed, using a generalized additive model (GAM). This study shows that Mexican entrepreneurs perceive financial problems as the main set back that prevents them to make a profit, followed by external factors like violence and/or insecurity and economic conditions of the Country, representing the major issues being faced.

Las PYMES tienen limitaciones en recursos financieros, sistemas de gestión y cuentan con una infraestructura insuficiente para desarrollar sus actividades. Para contrastar la hipótesis de trabajo se planteó un modelo de regresión, mediante un modelo aditivo generalizado (GAM). El estudio arroja que los problemas financieros (FIF) son la principal dificultad que los microempresarios en México perciben que impiden obtener utilidades, seguido de los factores externos (FEX), representan la mayor problemática enfrentada.